Columbus, Ga. — Aug. 27
Although the majority of employers indicate they are concerned health care reform may bring about challenges surrounding insurance coverage gaps and costs to employees, a large number of American workers remain unaware, confused and unprepared for looming changes to their benefits coverage.
These are among the key findings from the 2013 Open Enrollment Survey by insurance firm Aflac.
The survey found that 69 percent of workers say their employer hasn’t communicated changes coming to their benefits package due to health care reform despite the Oct. 1 deadline for employers to notify their employees of their coverage options.
In fact, only 9 percent of companies indicate they are very prepared to implement required changes to their business based on the health care reform law at this time, according to the survey.
Although the implications of health care reform are yet to be seen, some employers — 41 percent — believe more gaps in coverage will be created and 69 percent believe costs to employees will increase as a result of health care reform.
For example, the survey found that:
• 74 percent of workers sometimes or never understand everything that is covered by their insurance policy today.
• Now, 37 percent workers think it will be more difficult to understand everything in their health care policy with the changes dictated by health care reform.
• Nearly a third (28 percent) of employees are confused, worried or simply unsure about the change their employer is making to their health care coverage or benefits options due to health care reform.
• 60 percent of workers have not begun to educate themselves about coming changes to their benefits package due to health care reform.